Attention homeowners in Vancouver and Clark County: Need an appraisal?

Here are the top seven reasons why WA homeowners use Addy Appraisals:

Find the right listing price (whether they're selling the home on their own or using a real estate agent)
Challenge Clark county's assessment of your propertyworth
To cut their mortgage payments by removing PMI
To reinstate their Home Equity Line of Credit (or HELOC)
Verify another appraiser's report
In the case of a WA divorce, where real estate property needs to be divided
Settle an estate in WA by determining the true market value of real estate in question

Own a home in or near Vancouver, WA and need help determining the price of it?
Contact Addy Appraisals.

We at Addy Appraisals understand the individual needs of a customer in need of appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Our professional appraisers at Addy Appraisals are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is very valuable as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your house will attract buyers. It's something tangible to show your buyer. It's an independent third party's opinion of your home's price, and not just you saying how much you think your home is worth. Interested buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to an experienced appraiser's value report than yours.

Need to cancel PMI?

A fashionable way to cut expenses for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your home. In most cases you can apply to the lender to have the PMI eliminated from your loan. We are experts in helping people just like you remove unwanted and unneeded PMI insurance.

Challenging a property tax assessment

Lets say you live in a region that is declining -- your local tax assessor may have your house overvalued. That means you're paying more taxes than you should. The quicker you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal report from Addy Appraisals is your strongest weapon when contesting your property tax assessment.

HELOC recently frozen?

Your lender just might decide to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area -- even if your specific property has not declined in value. Not only can this be inconvenient from a cash flow standpoint, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. An efficient appraisal from Addy Appraisals can help you reinstate your HELOC.

We Offer Field and Desktop Appraisal Review Services

Have you just received a copy of your appraisal and you'd like to have a seasoned expert double-check it for efficiency or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Addy Appraisals can help you with that. Even though this is usually requested by banks, you may want to make use of this service if you suspect mortgage fraud related to your property.